JERRI , H. The role of banking information technology in enhancing banking efficiency an analytical study of the opinions of a sample of workers in the commercial banks in Al-Basra governorate . The Gulf Economist, البصرة العراق, v. 42, n. 69, p. 97–114, 2026. Disponível em: https://tge.uobasrah.edu.iq/index.php/tge/article/view/244. Acesso em: 15 oct. 2026.