A field study in the Iraqi banking system in light of the initiatives of the Central Bank of Iraq and its role In achieving banking stability for the period 2017-2022

Abstract

This research aims to explain the initiatives of the Central Bank of Iraq and how those initiatives can help in achieving banking stability. Banking stability in Iraq because fluctuations in banking stability will reflect negatively on the financial sector in Iraq in general, so the Central Bank of Iraq sought to present a number of initiatives because of their impact on achieving relative stability in the Iraqi banking system, including the agricultural initiative and the five trillion Iraqi dinars initiative.           

        The hypothesis in the research is based on the Central Bank of Iraq contributing to achieving stability in the banking system by adopting a set of initiatives. The research used the historical method for a time series for the research variables. The analytical method and growth rates of initiatives granted by the Central Bank of Iraq were used for a sample From banks in addition to small and medium enterprises, and financial ratios were used indicators of banking stability. The most prominent findings of the research were: the rise and fall of the aggregate index of banking stability in Iraq during the research period (2017-2022), which could expose the Iraqi banking system to risk when financial crises arise, and it was also noted that the initiatives of the Central Bank of Iraq are considered important In a place and has to do with banking stability, which is fragile and not solid. The most prominent of the recommendations was to work on continuing to launch the initiatives of the Central Bank of Iraq in order to contribute to solving or mitigating a number of the many and varied problems that the country suffers from at all levels.